What are companies most likely to lease? (REPORT)

Luc Williams

Both in 2023 and 20 years earlier, entrepreneurs using the EFL offer most often they leased passenger cars and delivery vans, however, there have been changes in subsequent places on the list of the most frequently leased fixed assets. Last year number two were heavy vehicles, while two decades earlier they were in fourth place. In turn, third place was taken by construction machines, which were sixth in 2003. EFL Leasing data also shows that less medical and catering equipment is currently leased – the report said.

“As our research shows, the vast majority of micro, small and medium-sized companies have a strong or rather positive assessment of Poland's 20 years in the European Union. As many as 71 percent of respondents responded in this way. (…) In 2003, leasing companies in Poland provided financing of fixed assets with a total value of PLN 10.5 billion. Over the course of two decades, this value increased almost tenfold and in 2023 it amounted to PLN 102.5 billion. Of course, our membership in the EU is not solely responsible for this dynamics, but it undoubtedly contributed to it bolder corporate investments. It turns out that not only the value of leased fixed assets has changed, but also their type,” said Radosław Woźniak, president of the management board of EFL.

What do companies lease?

Internal EFL data show that in 2003 almost eight out of 10 leasing contracts concerned passenger cars and delivery vans. Two decades later, this percentage had decreased to less than 50 percent. In second place in 2023 were heavy vehicles, including: tractor units, semi-trailers and trailers. The share of heavy vehicles in the structure of financed fixed assets increased from 4%. in 2003 to 24 percent in 2023

Construction machinery took third place, and their share in the structure of financed fixed assets increased from 1 percent. in 2003 to 10 percent in 2023. The fourth place in 2023 was taken by office and factory furniture, and the fifth by IT equipment, whose share in the structure of financed fixed assets decreased – from 7%. in 2003 to 4 percent in 2023.

The next places on the list included agricultural machinery (up from 10th place in 2023), motorcycles, forklifts, catering equipment (down from 4th place in 2023) and medical equipment, the share of which decreased from 5%. . in 2023 to 1 percent in 2023 (down from 3rd place).

The TOP10 list of fixed assets leased in Poland by entrepreneurs in 2003 and 2023 was created based on EFL's internal sales data. Quantitative data were compared.

EFL SA was established in 1991 as one of the first leasing companies in Poland. Since 2001, EFL has been part of the Crédit Agricole Group. The EFL Group includes the fleet company Carefleet, the factoring company Eurofactor and Truck Care, which offers comprehensive rental of commercial vehicles designed for the transport business. As part of the EFL Group, the company offers: leasing, loans, fleet services, long-term rental, insurance and factoring. (PAP)


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